{# BreadcrumbList mirrors the on-page breadcrumb so Google can render the category path in results instead of a bare URL. #} PHHMortgage.com | Kodbel DMOZ {# Self-referencing canonical, absolute and query-free by default, so ?utm_source=... and friends collapse onto the clean URL. Pages that are genuinely distinct per query string — paginated listings — override this block and append their own parameters. #} PHHMortgage.com | Kodbel DMOZ